The VA loan is one of the most popular loan programs in America, providing qualified military homeowners with lower rates and an easy way to decrease their monthly mortgage. A VA loan is particularly appealing to eligible veteran and military home buyers because of exclusive benefits, namely, it enables them to buy a home with no down payment or refinance up to 120% of their home.

However, many service members have questions about the rules and requirements surrounding a VA loan and may not understand how this exclusive benefit works or if you can refinance a VA loan. In this article, well be breaking down the refinancing options for VA loans and what each of them have to offer.

Yes! You have several options when it comes to refinancing your home with a VA loan. Later on, well take a look at each of these loan type options, what kind of borrower best suits each, and what their benefits are. For right now, lets cover some other common questions.

How Soon Can You Refinance A VA Loan?

To refinance with a VA home loan youll have to meet the required waiting period of 212 days or 6 payments worth of time whichever period is longer. Read More >